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Personal finance is simple but hard
Financial Planning

Personal finance is simple but hard

Personal finance is pretty simple. If you save 20% of your income, have proper liquidity, carry basic insurance (home, auto, liability, life, disability), and invest your long-term money in a low-cost diversified index fund (and don’t sell), you’ll probably be just fine.
The 5 Changes in a Financial Plan
Financial Planning

The 5 Changes in a Financial Plan

People want to know what they need to do next. But what does that actually mean? What do they actually care about? How do you identify those items? And most importantly, how do you communicate it with them?